The COVID-19 pandemic highlighted critical challenges for low-income families facing housing instability, prompting a range of government and nonprofit initiatives to address these issues. Key programs like the Emergency Rental Assistance (ERA) and New Jersey’s COVID-19 Emergency Rental Assistance Program (CVERAP) were instrumental in providing immediate relief by covering missed rent payments and preventing evictions. Additionally, the Eviction Protection Grant Program by HUD offered legal assistance and mediation to at-risk tenants.

While these programs effectively reduced the risk of immediate eviction and provided some relief, their long-term impact on housing stability remains mixed. Studies show that while short-term outcomes improved, underlying financial insecurities persist. For sustained housing stability, lawmakers should consider expanding financial assistance, enhancing legal protections, investing in affordable housing, integrating supportive services, and addressing systemic issues like income inequality. Coordinated efforts and continued evaluation of these programs will be essential in ensuring lasting positive change for low-income families in a post-pandemic world.